SaccoVault — SACCO Management System

SaccoVault — SACCO Management System for Uganda & Kenya

SaccoVault is a complete, cloud-ready SACCO management system built specifically for savings and credit cooperatives across Uganda and Kenya. It handles everything from member registration to regulatory compliance reporting — with full MTN MoMo and Airtel Money integration built in.

Who SaccoVault is For

  • SACCOs with 50 to 5,000+ members
  • Investment clubs and savings groups
  • Microfinance institutions
  • Cooperative unions

Core Features

Member Management

  • Member registration with ID verification
  • Member profiles, next of kin, and beneficiary records
  • Share capital tracking per member
  • Member statements on demand

Savings & Deposits

  • Individual savings accounts per member
  • Fixed deposit and recurring deposit products
  • Interest calculation — simple and compound
  • Real-time balance updates via MTN MoMo and Airtel Money

Loans & Credit

  • Loan application and approval workflow
  • Multiple loan product types (emergency, business, school fees)
  • Repayment schedules with SMS reminders via Africa’s Talking
  • Automatic penalty calculation on arrears
  • Loan officer dashboards and portfolio reports

Mobile Money Integration

  • MTN Mobile Money (Uganda & Rwanda)
  • Airtel Money (Uganda)
  • M-Pesa (Kenya) — Daraja API
  • Real-time payment confirmation with SMS notification to member

Reporting & Compliance

  • Monthly financial statements (income, balance sheet, cash flow)
  • Uganda Cooperative Alliance (UCA) compliance reports
  • SACCO Society Regulatory Authority (SASRA) reports for Kenya
  • Audit trail for all transactions

What Our Clients Say

“SaccoVault transformed how we manage our members. Loan processing that used to take 3 days now takes 20 minutes. The MTN MoMo integration alone saved us two full-time staff positions.”

— John Muwonge, Chairman, Comrades SACCO

Pricing

SaccoVault is priced based on your membership size. Contact us for a detailed proposal — all pricing is in UGX with no hidden forex exposure.

  • Starter — Up to 200 members. From UGX 500,000/month
  • Growth — Up to 1,000 members. From UGX 900,000/month
  • Enterprise — Unlimited members. Custom pricing

All tiers include: setup, training, data migration, and 12 months support.

Book a Free Demo

See SaccoVault running with real SACCO data in a 30-minute session. No commitment required.

Book Your Free Demo →

Call or WhatsApp: +256 750 081 491
Email: [email protected]

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